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Mortgage calculator

Estimate your monthly payment and the total cost of your loan before you commit. No account, no strings attached.

DT
DT
years
%

Mortgage rates in Tunisia often sit around 7–9%. Check with your bank for an exact rate.

Your estimate

Monthly payment

2 258 DT

Loan amount270 000 DT
Total interest272 013 DT
Total cost of the loan542 013 DT

Indicative estimate, excluding insurance, arrangement fees and guarantees. The real figure depends on your bank's offer.

Getting your Tunisian mortgage right

Before you sign a preliminary agreement, it helps to know what the bank will ask for each month. The payment comes down to three things: the amount borrowed (the property price minus your down payment), the term, and the interest rate. Stretching the term lowers the monthly payment but inflates the total interest. That's the classic trade-off. Most Tunisian banks cap repayments at around 40% of your income.

This calculator gives you a ballpark, not an offer. The actual rate, borrower's insurance, arrangement fees and guarantees vary from one bank to the next, and a bigger down payment often works in your favour when negotiating. Once your budget is set, browse the listings that fit it and contact owners directly on houni.tn.